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do you lose you NCD for a gap in insurance?

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Old Jul 8, 2022 | 07:46 PM
  #1  
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john_d
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From: fife
Default do you lose you NCD for a gap in insurance?

what i mean is i have 9 years ncd on my scoob but as she is currently off the road i am contemplating not renewing at this time and maybe renew next year, my question is would i lose my 9 years because of this gap? does it need to be continuous?

thanks
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Old Jul 8, 2022 | 09:39 PM
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From: Norfolk UK
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Hi.
Most insurers will allow a gap of up to 2 years to use your NCD.
We however have a number of schemes that can accommodate it for up to 3 years,
Regards,
Dan.
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Old Jul 8, 2022 | 11:25 PM
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So what are you going to be driving instead ? - I imagine your NCD would transfer to your new 'drive'
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Old Jul 9, 2022 | 05:33 AM
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From: fife
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Originally Posted by albob
So what are you going to be driving instead ? - I imagine your NCD would transfer to your new 'drive'

My tourneo which I have separate insurance for
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Old Jul 9, 2022 | 08:37 AM
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From: Milk on Beans
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I'm finding out that ncb mean absolutely nothing now days.
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Old Jul 9, 2022 | 06:33 PM
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Originally Posted by RobsyUK
I'm finding out that ncb mean absolutely nothing now days.
How so?
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Old Jul 9, 2022 | 06:38 PM
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From: Milk on Beans
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Originally Posted by john_d
How so?
Last time i got insurance i didnt mention them until the end of the call. The guy on the phone said it doesnt change anything
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Old Jul 10, 2022 | 10:18 AM
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From: stowmarket
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Was told the same when i renewed mine recently, it might be different when ya a new driver and get a couple of yrs no claims and the price drops a bit but if ya been driving for yrs it don't seem to matter much, got 9 yrs plus on both me scooby and the golf and it don't actually mean much price wise.
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