Got insured last week on a Sierra 1.8GLX got quoted £1100 for Third party only and £980 for TPFT :confused:

Im 22 with one years no claims bonus but lastyear my insurance was cheaper on my Pug GTi.

[Edited by Mr.Manchester - 1/26/2002 6:15:05 PM]

Not to state the obvious but isnt TP cheaper than TPFT?

no, Third party:- is if i have a crash.
Third party fire and theft:- is as it says.

Erm yeah - 3rd party is what every motorist must legally have - it means it covers you against claims from others. TPF&T is the same but your car is protected from fire and theft - hence the higher price - normally.