View Full Version : how much do under 25yr olds pay for insurance!!?
Mew 30 January 2008, 13:40 just as title goes, im 22 and wana know wot u guys pay for ur subarus and who u with; il start the ball rolling :)
22
1999 turbo 2000
£1500fc
3yrs ncb
sp30 (these due to come of lisence cos 3yrs now :) but i think insurance ask for 5yrs)
3 accidents in 5yrs :brickwall (2 not my fault)
ecar insurance
greerwrx 30 January 2008, 15:30 24
2006 wrx
£890
2yrs ncd
sp50 (3 points)
0 accidents or claims in 5 yrs (touch wood)
A-plan
Mew 30 January 2008, 15:33 less than a grand on a new age? insurance wont even touch me on those :(
greerwrx 31 January 2008, 14:01 My mate has the same prob, hes 22, with a classic uk2000 and is paying £1400 with 3 points. 3 yrs ncd, does about 9k.
just renewed my policy with a-plan again for another year, same price. only doing 6k a year, only use the car at the weekend.
superscoobx 31 January 2008, 19:08 24,
2001 bug eye with sti 8 conversion,
Sti block 8, FMIC, CAIK,full decat exhaust, remap, Walbrough, 2dr conversion, sti 8 susp, Brembo's, with £1000 of stereo cover.
I pay £2914 with everything declared. Car value is agreed at £15,000 and i have a like for like replacment policy, i have 4 years NCD.
chocolate_o_brian 01 February 2008, 10:07 23
1 year ncb
my99 uk turbo
2 non fault accidents
3 points (ts10)
less than two years driving experience
£1250
ecar
T_H_E__c_R_O_W 02 February 2008, 00:42 MY98 UK Turbo Wagon
22 (23 as of a few days ago :D)
3year NCD
SP30
1 Fault accident
£999 FC
Adrian Flux
Mew 02 February 2008, 00:45 lucky people :) i guess the reason for my higher price is my accidents
24
2006 wrx
£890
2yrs ncd
sp50 (3 points)
0 accidents or claims in 5 yrs (touch wood)
A-plan
greerwrx got a really gud deal with his.... must be postcode
JONNY_693 02 February 2008, 11:12 23
my97 wrx
5yrs ncd
0 points
1 non fault claim
Endsliegh
Ive come to the conclusion its an import thing!
JONNY_693 02 February 2008, 11:13 :cuckoo: oh and its 1450 quid
Nolan_WRX 02 February 2008, 13:58 23 yrs od
05 WRX
3yrs NCB
0 points
0 claims
About £1550
with Elephant
pete-scooby 02 February 2008, 14:16 19 years old 1998 subaru impreza turbo uk 3 points
£2143 with Swinton TPFT
Paid £3100 last year! with Endsleigh - only company that would stop laughing long enough to give me a quote!:lol1:
Bit pricey i know but worth every penny!
subaruturbo_18 02 February 2008, 14:45 uk turbo 2000 when i was 18 £3100 with endsleigh, now 19 and £2400 fully comp, no claims bonuses, no accidents.
psigeek 02 February 2008, 15:21 24 yrs
STI 7 JDM - Bugeye
4 yrs NCB
0 points
0 claims
£930 F/C (elephant, even Gary at Keith Michaels and A-Plan couldn't match)
DanTerzo 02 February 2008, 15:36 Had my first scoob when i was 23
98 Terzo
no ncd
no points
£770
Got my quotes through confused.com, first set of quotes was silly money then i got a surprise when i got that one
Mew 02 February 2008, 16:38 wow some a big spread of costs for insurance.... and i was also hoping that at 25 my premiums would drop alot but according to another tread somewhere (4got where sry) its an urban myth that the prices go down at 25 :( bugger
wot a rip of insurance is for us lot.....
did u know that on average £30 of all insurance policy goes to paying for fraud claims, or even a large chunk goes to paying people that are hit by non-insured drivers or even when ur car is stolen..... so unfair
psigeek 02 February 2008, 16:44 wow some a big spread of costs for insurance.... and i was also hoping that at 25 my premiums would drop alot but according to another tread somewhere (4got where sry) its an urban myth that the prices go down at 25 :( bugger
wot a rip of insurance is for us lot.....
did u know that on average £30 of all insurance policy goes to paying for fraud claims, or even a large chunk goes to paying people that are hit by non-insured drivers or even when ur car is stolen..... so unfair
Don't forget to actually ask them to lower the price, after you've shopped around. I usually shop around, then go back to my renewal, tell them I've got a price of £xxx (always less than the actual lowest quote) and then say I'd rather stay if they can provide a better quote, I've spent thousands so far, my family are with the same company now, etc. It usually works, and if it doesn't say thanks, and ring back a bit later and speak to another operator. (Also works with mobile phone companies).
DB07P1 02 February 2008, 17:01 18 years old
1996 320 bhp impreza
1 yr no claims
£3500 with zenith
seantaylor812 02 February 2008, 17:14 Im 23 partners 21 £1900 on P1
5yrs NCB
no points
this is with BELL
bmposer 02 February 2008, 17:21 im 25,
8 yrs ncb
1995 wrx with tracker
£790 with tesco
slayer84 02 February 2008, 17:26 Will I have to expect to pay more with an import? Just got my hands on a 96WRX, Im 23 with 2yrs no claims?sp30-3 points. Will I be financially crippled?!!
WRX-DAN 02 February 2008, 17:53 Il be 21 in march with 4yrs no claims and i got a quote for £1340 on WRX 1992
olliecampbell 02 February 2008, 18:02 26 now but 23 when i bought mine and used Tesco. Was £1200ish fully comp (in london)
howellsy42 02 February 2008, 18:46 23yr old four years no claims had my v1 sti nearly three years now first year i paid £3500 tft (got riped off and couldnt get out of the contract)!! now i pay £1100 fully comp car is running about 330bhp every thing delcaired also have tracker and anti hijack and top of the range cilford garged and only used for please no commuting that with warwick davies top people !!
drtchock 02 February 2008, 19:29 24
2006 Impreza STI (Hawkeye)
clean licence
£3,000 with Bell Direct
Knighty99 02 February 2008, 21:03 25
95 wrx
7yrs ncb
0 points
0 accidents
£1100 fc
now got a 98 impreza type r
£900 fc
Mark/WRX 02 February 2008, 21:33 23 (22 at time of policy)
2002 WRX
CD10 3 points
SP 50 4 points
(7 total)
never claimed before, 4 yrs ncb
TPFT inc. business mileage
£1500
flashgordon666 02 February 2008, 21:39 25
1994 wrx
no points
5 YNCB
FC
£700 with tracker
Tescos
young'n wrx 02 February 2008, 22:50 im 25
3years ncb
clean licence
96 jap import wrx (group 19)
£840 fc with stage 1 mods.
that was with a-plan insurence
ritchie21 02 February 2008, 23:33 28 yrs
2006 wrx
full ncb (10yrs)
no accidents
clean licence
me and hubby, fc & business use
tracker
£450
Direct Line:luxhello:
|