View Full Version : how much do under 25yr olds pay for insurance!!?


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Mew
30 January 2008, 13:40
just as title goes, im 22 and wana know wot u guys pay for ur subarus and who u with; il start the ball rolling :)

22
1999 turbo 2000
£1500fc
3yrs ncb
sp30 (these due to come of lisence cos 3yrs now :) but i think insurance ask for 5yrs)
3 accidents in 5yrs :brickwall (2 not my fault)

ecar insurance

greerwrx
30 January 2008, 15:30
24
2006 wrx
£890
2yrs ncd
sp50 (3 points)
0 accidents or claims in 5 yrs (touch wood)

A-plan

Mew
30 January 2008, 15:33
less than a grand on a new age? insurance wont even touch me on those :(

greerwrx
31 January 2008, 14:01
My mate has the same prob, hes 22, with a classic uk2000 and is paying £1400 with 3 points. 3 yrs ncd, does about 9k.

just renewed my policy with a-plan again for another year, same price. only doing 6k a year, only use the car at the weekend.

superscoobx
31 January 2008, 19:08
24,
2001 bug eye with sti 8 conversion,
Sti block 8, FMIC, CAIK,full decat exhaust, remap, Walbrough, 2dr conversion, sti 8 susp, Brembo's, with £1000 of stereo cover.

I pay £2914 with everything declared. Car value is agreed at £15,000 and i have a like for like replacment policy, i have 4 years NCD.

chocolate_o_brian
01 February 2008, 10:07
23
1 year ncb
my99 uk turbo
2 non fault accidents
3 points (ts10)
less than two years driving experience
£1250

ecar

T_H_E__c_R_O_W
02 February 2008, 00:42
MY98 UK Turbo Wagon

22 (23 as of a few days ago :D)
3year NCD
SP30
1 Fault accident
£999 FC

Adrian Flux

Mew
02 February 2008, 00:45
lucky people :) i guess the reason for my higher price is my accidents


24
2006 wrx
£890
2yrs ncd
sp50 (3 points)
0 accidents or claims in 5 yrs (touch wood)

A-plan

greerwrx got a really gud deal with his.... must be postcode

JONNY_693
02 February 2008, 11:12
23
my97 wrx
5yrs ncd
0 points
1 non fault claim

Endsliegh

Ive come to the conclusion its an import thing!

JONNY_693
02 February 2008, 11:13
:cuckoo: oh and its 1450 quid

Nolan_WRX
02 February 2008, 13:58
23 yrs od
05 WRX
3yrs NCB
0 points
0 claims
About £1550

with Elephant

pete-scooby
02 February 2008, 14:16
19 years old 1998 subaru impreza turbo uk 3 points
£2143 with Swinton TPFT

Paid £3100 last year! with Endsleigh - only company that would stop laughing long enough to give me a quote!:lol1:

Bit pricey i know but worth every penny!

subaruturbo_18
02 February 2008, 14:45
uk turbo 2000 when i was 18 £3100 with endsleigh, now 19 and £2400 fully comp, no claims bonuses, no accidents.

psigeek
02 February 2008, 15:21
24 yrs
STI 7 JDM - Bugeye
4 yrs NCB
0 points
0 claims
£930 F/C (elephant, even Gary at Keith Michaels and A-Plan couldn't match)

DanTerzo
02 February 2008, 15:36
Had my first scoob when i was 23

98 Terzo
no ncd
no points
£770

Got my quotes through confused.com, first set of quotes was silly money then i got a surprise when i got that one

Mew
02 February 2008, 16:38
wow some a big spread of costs for insurance.... and i was also hoping that at 25 my premiums would drop alot but according to another tread somewhere (4got where sry) its an urban myth that the prices go down at 25 :( bugger

wot a rip of insurance is for us lot.....

did u know that on average £30 of all insurance policy goes to paying for fraud claims, or even a large chunk goes to paying people that are hit by non-insured drivers or even when ur car is stolen..... so unfair

psigeek
02 February 2008, 16:44
wow some a big spread of costs for insurance.... and i was also hoping that at 25 my premiums would drop alot but according to another tread somewhere (4got where sry) its an urban myth that the prices go down at 25 :( bugger

wot a rip of insurance is for us lot.....

did u know that on average £30 of all insurance policy goes to paying for fraud claims, or even a large chunk goes to paying people that are hit by non-insured drivers or even when ur car is stolen..... so unfair

Don't forget to actually ask them to lower the price, after you've shopped around. I usually shop around, then go back to my renewal, tell them I've got a price of £xxx (always less than the actual lowest quote) and then say I'd rather stay if they can provide a better quote, I've spent thousands so far, my family are with the same company now, etc. It usually works, and if it doesn't say thanks, and ring back a bit later and speak to another operator. (Also works with mobile phone companies).

DB07P1
02 February 2008, 17:01
18 years old
1996 320 bhp impreza
1 yr no claims
£3500 with zenith

seantaylor812
02 February 2008, 17:14
Im 23 partners 21 £1900 on P1
5yrs NCB
no points
this is with BELL

bmposer
02 February 2008, 17:21
im 25,
8 yrs ncb
1995 wrx with tracker
£790 with tesco

slayer84
02 February 2008, 17:26
Will I have to expect to pay more with an import? Just got my hands on a 96WRX, Im 23 with 2yrs no claims?sp30-3 points. Will I be financially crippled?!!

WRX-DAN
02 February 2008, 17:53
Il be 21 in march with 4yrs no claims and i got a quote for £1340 on WRX 1992

olliecampbell
02 February 2008, 18:02
26 now but 23 when i bought mine and used Tesco. Was £1200ish fully comp (in london)

howellsy42
02 February 2008, 18:46
23yr old four years no claims had my v1 sti nearly three years now first year i paid £3500 tft (got riped off and couldnt get out of the contract)!! now i pay £1100 fully comp car is running about 330bhp every thing delcaired also have tracker and anti hijack and top of the range cilford garged and only used for please no commuting that with warwick davies top people !!

drtchock
02 February 2008, 19:29
24
2006 Impreza STI (Hawkeye)
clean licence

£3,000 with Bell Direct

Knighty99
02 February 2008, 21:03
25
95 wrx
7yrs ncb
0 points
0 accidents
£1100 fc

now got a 98 impreza type r
£900 fc

Mark/WRX
02 February 2008, 21:33
23 (22 at time of policy)
2002 WRX
CD10 3 points
SP 50 4 points
(7 total)
never claimed before, 4 yrs ncb
TPFT inc. business mileage

£1500

flashgordon666
02 February 2008, 21:39
25
1994 wrx
no points
5 YNCB
FC
£700 with tracker
Tescos

young'n wrx
02 February 2008, 22:50
im 25
3years ncb
clean licence
96 jap import wrx (group 19)
£840 fc with stage 1 mods.
that was with a-plan insurence

ritchie21
02 February 2008, 23:33
28 yrs
2006 wrx
full ncb (10yrs)
no accidents
clean licence
me and hubby, fc & business use
tracker

£450

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