Just got an online quote for a 748s.

I'm 31, just got my license, £4k value with 4k annual mileage, passenger cover and commuting included, garaged in SE10 London, Comprehensive cover.

£1400!!!!!

I appreciate I am a new rider, but I'm not 17 and the bike is only worth just over twice that amount!!!

Would it make a big difference to delete commuting and / or pillion?

May be moving to surrey imminently which will undoubtedly help.

Have to say it's about £500 more than I was expecting and is almost enough to make me totally reconsider :(

Thoughts?

Don't go comprehensive. What do you think comp does that tpft with a few extras doesn't? Mind you, these days it's not much cheaper sometimes.

Thats an expensive bike to drop.
You're a newbie rider.
You will drop it.
The insurance company know this.

When you drop it, they have calculated it will cost more than your premium to repair but they get you on the excess...

If you want cheaper insurance, get a cheaper bike. Sorry mate but there it is.

Screwd.

Hadn't thought about it really, always gone comp with my cars so it was just 2nd nature to quote it.

How many of you run tpft instead of comp?

Thanks for the last comment btw...first prize for stating the obvious :thumb:

I knew it would be expensive, but nearly £1500 for a £4k bike is taking the Michael...

My mate has literally passed his test - he bought a CBR 600 and he as quoted ridiculous prices (he's 33 btw) so what he did spoke to them and has insured it TPO - although he covers it in chains and alarms his insurance is less than 400 quid. they told him at Carole nash that after 12 months his insurance will drop like mad because he'll have a yesr no claims.

Obviously his security is first rate and he rides like a vicar (when his wife is looking):)

Ah the wonderful world of bike insurance. Mine doubled to go from a 2005 ZX6R to a brand new 2007 GSX-R750 :rolleyes:

Thanks...looks like that is the way to go. There is literally no way anyone could steal it from my home address despite being on the border of a nasty area (Deptford) and I'm unlikely to ever leave it anywhere on the street overnight. And I definitely don't plan to drop it although I do understand it's likely even if only when manoevring!!!

your age plus the fact that you have just passed is what goes against you... what they call a 'born again'

lol

I was insured TPFT on my 2000 955i for £149 the best quote I could get on my 05 R1 was £390 TPFT so it really does depend on the bike – I got comp for £570 from insurance express which was really good – but the worst was £3400 and the average was £1100

Cheers
Iain

Any reccommendations on insurers? Use Bennets for my scooter, but they gave me the £1500 quote.

My buddy was quoted over a grand with bennets.

i'll ask my buddy this afternoon.

also buy MCN on wednesday and ring all the insurers in the back

My buddy was quoted over a grand with bennets.

i'll ask my buddy this afternoon.

also buy MCN on wednesday and ring all the insurers in the back

I got quoted £649, not bad for a 23 yr old!

Ed stay well away from Bennetts, I've been riding 13/14 years now and Bennetts have never even come close on my premiums. I have found that Yamaha insurance always provide me with some of the best quotes and am still with them now after using them when I got my R1 4 years ago, then a GSXR 750 and now a Fireblade.

Try MCE insurance

I got a qoute of £405 for a brand new ZX10R with 2 years NCB

MCE did the job for me and with my 200SX track car.

I personally find Carole Nash, Bennetts, Devitt way OTT. Good ones I reckon are Ebike, H&R and Express Insurance (the latter being Suzuki affiliated).

Motorcycle Direct, and if you go via MotorbikesToday then I'll be grateful...

Otherwise I'd stay away from Bennets as they're thieving *******s (I know, but they're worse than most) and e-Bike will either be ultra competitive or way out of the ball park...

SB

You've got to ring around mate...im 38 with full NCB and my insurance varies by the best part of a grand come re newal time

Dont let the first quote put you off

You can also try Dyer and Holmes on 01622 620446

Call A-quote (they do better when you phone not online)
I'm 28 had my bike licence for 1 month (car licence for 12 years)
Honda CBR600F-1 2001 first bike, garaged, no security
No claims or convictions
fully comp, no passengers, £250 excess
£350 inc legal cover
cover with norwich union

bennets came out on top for me

only had a license 2 years
42 years old
1998 cbr 900rr fireblade
1 years ncd
tpft 150 quid

Ah the wonderful world of bike insurance. Mine doubled to go from a 2005 ZX6R to a brand new 2007 GSX-R750 :rolleyes:

Must be doubly quick then :norty:

Carole Nash were good for me on my CBR600...

£390 tpft when I was 29, 0years NCB and just passed my test
£245 fully comp at 30 and 1years NCB.

I suppose its due to newbies dropping bike in the first year, as proven by my quotes and experience the price drops like a stone after a year.

Hi Ed

I passed last year, bought a 54 plate GSXR 600 and MCE insured me fully comp for around £500.

Happy days! :D

I should also add that I was 29 at the time and the bike cost £4700.

wow, that's impressive.

Got a test ride booked on sat, will do some ins. ring arounds tomorrow.

Down to 828 tpft with MCE or 600 tp with carole nash.

Got a few more to ring.

Any reccommendations on insurers? Use Bennets for my scooter, but they gave me the £1500 quote.

ED, grab a copy of MCN tomorrow and go through all the insurers in the back of the paper. You could try these guys Wicked Quotes - the motorcycle insurance specialist | low cost motorcycle insurance | insurance for all motorcyles | motorcycle insurance online (http://www.wickedquotes.com/) as they are quite competitive or https://www.hrinsurance.co.uk/motorcycle/motorcycle.asp

Call as many as you can, you'll get a quote for under a grand I guarantee

Hastings Direct ? I tried them and they were over a hundred quid cheaper than Bennetts and everyone else.

just had my renewal for a gixer 1000 03 tpfand theft protected no claims 288

and also on the policy for commuting honda cb500 38 pound .

full nc bonus
over 20 years expirience + passed I A M TEST (NOT MUCH DIFFERENCE)

£38 pound for the cb500 thats a bargain !:eek2:

SWINTON INSURANCE .

im still going to ring around though .:lol:

Try Express Insurance mate i found them well cheap they insured both my bikes a WR400 crosser and a GSX-R 1000K5 for £330 full comp:eek2:

Never mind about insurance, read this report on service costs.

Careful, lots of swearing...

How many reasons do you want why Ducati's are terrible ? - visordown (http://www.visordown.com/forums/showthread.php?t=314251)

Screwd.

i went tpft for the first year, fully comp thereafter on my gsxr600