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Insurance Subaru Impreza insurance can be expensive, as with any performance car insurance. But the cheapest car insurance isn't always the best. Share your quotes, and experiences.
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Adrian Flux - 100% increase on renewal

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Old Sep 11, 2000 | 05:00 PM
  #1  
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pwebb
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Angry

outrageous...

last year £800, this year £1,694 - this year 4 years NCB - one more than last time so theoretically 15% more discount..doesn't seem to have helped.

..no changes to car spec or any convictions/claims..

yet another example of greedy exploitative companies and very poor customer care..

needless to say I will NOT be renewing with Adrian Flux !

meanwhile... if anyone has obtained a competitive quote on a modified sti RECENTLY then I would appreciate knowing from whom !


Paul W

maimailto:Paul.webber@avecia.com
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Old Sep 13, 2000 | 07:49 AM
  #2  
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I totally agree, we have a WRX usual mods
security full ncb no cons.
last year £800.
this year £1170:eek
phoned round stacks of companies but noone
could touch that quote!
if it helps try performance direct
0870 870 4844
quotes@performancedirect.co.uk
they are supposed to be increasing premiums
again this year to cover for personal injury
claims, with an increase of 25%.
well if that happens "bye bye scooby"
hello beetle:cool
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Old Sep 13, 2000 | 09:00 AM
  #3  
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This will make you laugh.

My renewal premium went up over 200% from £175 to £625 on my V8 Land Rover.

Of course I called around and got a quote for...........£118 fully comp for two drivers.

Can always try them, they are 4x4 specialists: Firebond 08704 44 05 56

Just checked their ad they do performance/tuned cars too.

Website:
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Old Sep 13, 2000 | 01:55 PM
  #4  
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I am with Adrian Flux and my insurance only went up £50 from last year, that's with one no-fault accident and a claim for a broken window.

I wonder why some people are being picked on and not others?

Mark
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Old Sep 13, 2000 | 07:43 PM
  #5  
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I had a similar rise with Admiral from £450 to £877, so I now use the National Farmers Union Insurance as it is a four wheel drive....!

£460 fc protected ncb etc (standard 95 5 door just recent interior and 16" wheels)
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Old Sep 13, 2000 | 09:53 PM
  #6  
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Last year with adrian flux £705 6 years ncb, protected, legal cover, £150 excess. This year £759 same cover as last year but excess increased to £450. Phoned Greenlight wanted £1550 Greedy T----rs. Then phoned Barclays with whome i bank £770 all the same cover as above. But with RAC breakdown cover and only £100 excess , Thankyou Barclays Graham 95 WRX.
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Old Sep 14, 2000 | 12:50 AM
  #7  
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Red face

Common link here appears to be the imported cars getting a dose of IM treatment from insurance companies

Yex
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Old Sep 14, 2000 | 10:54 AM
  #8  
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alan - firebond are a waste of time on imports - though they might be of use for uk cars - NB - modifications dealt with by separate dept on 01223 568147 - but a waste of time for me ( at least they admitted they couldn't help instead of giving me a ****-take quote like everyone else)

Paul W
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Old Sep 14, 2000 | 04:11 PM
  #9  
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Smile

Adrian Flux too.

Mine DROPPED by £100 this year!
All mods stated and slight increase on excess.
WELL PLEASED!
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Old Sep 15, 2000 | 10:16 AM
  #10  
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What to buy? own import (WRX) for total £8000, 15,000miles, cost £1021 to insure (does low miles means lasts longer before things need replacing?) or UK £9000, 80,000 miles £700 insurance. Me thinks the lower miles one is still better yet insurance companies sting ya.

Also I heard the reason behind all this increase in insurance is due to last year the Government brought in a 2% tax on car insurance and told everyone. Then this year they sneaked it up to 17.5% (no one realised because it was not a new thing just a quiet change in percentage). What would have happened if they brought it in at 17.5%?

Also I was told that the insurance companies were increasing their premiums by 2% per month as well. This catch 22 situation seems familar must have it but don't like the price? Tony Bla..............

Trev.



[This message has been edited by tizard99 (edited 15 September 2000).]
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Old Sep 15, 2000 | 01:26 PM
  #11  
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Graham St.

Dont forget - you are not insured to drive other cars AT ALL with Barclays!

Adrian Flux a total waste of time - by far the most expensive quote of them all - once you can get through - which can take hours - obviously a very poor company indeed

Cheapest quotes around for me (for a modded sti5) were A Plan - beat my last years quote from Supercar!
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Old Sep 15, 2000 | 02:36 PM
  #12  
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Thumbs down

Cheapest quote for a std, personal import, WRX for a 28 yr old, 6yrs N/C, 3 (SP30) points, living in basildon (only group 5 out of 15, with 15 the worst area) and previous cars including modded Golf 16V & modded lancia HF turbo i.e. with no claims in either, was from Keith Micheals 0208 6427868 for £1021 fully comp. (and this is more than for an equivalent sie#*a co%swo@th, sorry for the swearing).

Trev.
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Old Sep 15, 2000 | 05:19 PM
  #13  
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Angry

Just goes to show that these companies pluck figures out of thin air. I have spoken to companies in the morning, called THE SAME PERSON in the company back in the late afternoon to have a totally different quote...

..even better if I get a mate to call up pretending to be me....another voice... another wild quote!

pathetic really......

...."..well sir the car is a bit of a monster...".....no actually...it's a 4 door saloon kept in a location where only 1 car has been stolen in the last 30 years...!!!!!

GIVE ME STRENGTH !!!!

Gethin
MY97 WRX
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Old Sep 15, 2000 | 07:57 PM
  #14  
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Steve you are right Barclays do not cover driving other vehicles. But still good value i think considering the low excess and RAC Breakdown cover. Graham.
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Old Sep 16, 2000 | 06:06 PM
  #15  
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Smile

Paul

Thought I was going to have problems with renewal this year due to a bump with my other car! Admiral wanted far too much for a renewal so here's what I got :-

Admiral £2000
Greenlight £2200
Keith Michaels £2554
A-Plan £1200

Then along came my saviour

Hyperformance £994

Last years premium was £1050 so I was well chuffed

Best of luck!
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Old Sep 16, 2000 | 11:23 PM
  #16  
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Simon -
coincidence* - my lowest thus far is hyperformance - quoting £950 - I guess the extra 44 quid for your car is for 'in-flight' protection - no? - sorry couldn't resist ;-)

will post all the details of the quotes on this thread when I am through phoning around

cheers,

Paul W

* - not really - seems all the lowest quotes are for policies underwritten by AXA - these all seem to come out around £1k - all the others are via Norwich Union seemingly and vary between £1600 and £2300 - ho ho.
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Old Sep 17, 2000 | 12:33 AM
  #17  
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Cool

Not going to "rise" to that one

Glad to see you didn't sell your Scoob after all !!!
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Old Sep 18, 2000 | 09:16 PM
  #18  
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Just thought, I would put down my own experience's to help out!!!.

Last year Insurance was £700 for a MY93 WRX.

This year I shopped about and the qoutes ranged from £1700 ( From Adrian Flux, Crap considering they advertise to insure Jap Imports) to £1200, a total of about 20 companies were phoned.

The best quote came from Hyperperformance Insurance £940.
I was actually suprised as they were the only company who asked me the normal "insurance" questions, you know the ones they used to ask years ago!!!!.
Like "Is it Garaged" - No other company asked me this Question.
"Does it have an alarm?"--
Simple Questions That I thought helped get your premium down.

I found that all they wanted was the car and as soon as they knew what it was quoted a ridiculous price.

For the record The qoute is for the following:

MY93 WRX
Age 26
Garaged
Cat1 alarm
Live in the middle of now where, where the thought of theft is un-thinkable.
Protected no claims
Full no claims bonus( have never claimed, 9 years now)
No convictions-ever
Mods: wheels, exhaust, spoilers.

I still think that the premium is still to damn high.

Muddy.



[This message has been edited by muddy (edited 18 September 2000).]
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Old Sep 19, 2000 | 12:22 AM
  #19  
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Good lead Rannoch.

Unfortunately OPI stopped insuring imports last month
I had the same with thing Insuranceworld, who apparently stopped 2 weeks ago.

I am now going to eat my left arm out of mad frustration.

Doris.
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Old Sep 19, 2000 | 09:26 AM
  #20  
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Red face

Last Year: Admiral £720. Renewal offered at £945.
I've been phoning around all of the above, which include so called Import/performance specialists, and they all claim, with a belittling and condescending "ooh", that the Admiral quote is "really good for that type of car", as if I've never had an insurance quote before.
A bloke at Greenlight, who had impressed so much last year with their knowledge of the marque, said that insurance companies are only just finding out what they are insuring with these cars! Imprezas have dominated the motoring press for 2-3 years for God's sake!
Are these people for real?
Insurance companies should be regulated at the earliest inconvenience.

Neil.
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Old Sep 19, 2000 | 09:32 AM
  #21  
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pwebb,

have you tried OPI in Birmingham - they specialise in Scooby imports - they used to primarily use Norwich Union, but premiums went up by around 40% last year as NU has some problems with Scooby fatal liabilities.

I pay £750 with OPI -

6 points,
3 company car claims,
full personal ncb,
declared performance mods:-
ECU
Wheels
Suspension
Induction kit
Exhaust


Not sure what Flux are up to, they are a broker and should find you the cheapest quote.

Also, remember that brokers get cash commission for selling you a policy and so haggle hard. The directs have much less leeway to haggle (typically £20).

Cheers,

R
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Old Sep 21, 2000 | 04:32 PM
  #22  
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to recap:

Driver - 37 , full no claims , parked on street in semi rural cheshire, STI 5 with engine mods + £2,500 of extras fitted - one sp30 fixed penalty 3 points, no business use, no other drivers, no accidents or claims in 17 years driving.....cat 1 thatcham + disklok fitted. - 1999 premium was £800 (Adrian Flux via corinthian)


this years quotes:

A plan 0845 0711234 (via AXA) - 1095 + 500 XS
Keith Michaels 0870 8458888 (LLoyds) - 1600
Privilege 0990828925 - 1559 +250XS - must fit tracker
Footman James 0121 5614196 - 1167 +200XS
Barclays 08706001414 (privilege) - 2593 +100XS
Jeremy Randall 01782 286311 - 1600 +500XS
Osborne 020 8388 6000 - 1395 (1650 protected NCB)
HYPERFORMANCE 020 8939 3949(AXA) - 949 +350 XS (NCB not protected)
Adrian Flux 01553 774477 (N.Union)- 1694 + 500 XS

do not do imports:

Firebond
NFU Mutual
What Car
Screen Trade
OPI
Catterall

would not quote (not competitive)

Bennetts Elite

didn't respond:

all those stupid quote-online systems on the www - all totally useless without exception.

so - I have gone with Hyperformance - at £150 more than last year = + 19% increase

hope the above are of use to someone

regards,

Paul Webber

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Old Sep 21, 2000 | 06:04 PM
  #23  
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I cannot beleive the amount of replys regarding this subject, the company I work for Imports vehicles from Japan and as a service to our customers we call the Insurance companies for them, we are finding at the moment that Direct Line are one of the cheapiest along with A Plan,it is very difficult to recommend one company as it seems that every time we call for a quote the age limit has changed or the requirements for alarms have gone from a cat 2 to a tracker, I just wish that they would make their mind up, the excuse is that parts are a problem on imports what rubbish we have a parts department and mechanics that specialise in imports only, then they say that the person has not had enough experience in driving these cars, this was a problem that I had personally, at the time we had a 22B in stock along with countless WRX's Skylines etc the list just goes on, I was luckly to be able to prove this point, but how many others can, my STI is costing £650.00 fully comp I don't think that is to bad. I have a list of companies that will insure vehicles if you want to e-mail me personally I will forward it to you, also we are always looking for new companies that are willing to quote if any one has any information that I could add to my list please e-mail me on mariadobson@hotmail.com
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Old Sep 23, 2000 | 05:50 PM
  #24  
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Are Insurance Companys taking the **** or wot? I know a few people who are having the same problems. Fortunately I don`t have the same problem (at the moment) I pay £604 Per year fully comp for any vehichle, whether it belongs to me or not. I think this may go up soon though. Part of the increases are because the government (WxxKERS)have uped VAT on Insurance from 5% to 17.5% . They didnt have to tell us because it isn`t a new tax, just a change in an existing rate. FxxxxxG BxxxxxxS

CHEERS

JOHN
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