my local suzuki dealer is offering 0% on bandit 650's and SV650's, naked or part faired.

I jacked the cbr in last year as I felt myself getting a little silly, and took a whack from a motor as well, the final decider was that the mrs. didnt like to pillion on the perch.

so we talked about the options and in the meantime I started to really tune the car.
now Im attending a local fair this morning and I bump into my old bike instructor and he tells me about the offers.

1) what to get out of the four options? Im thinking bandit is lazier but SV might give a bit more when pushing on, bandit may be better for the pillion as it seems a little bigger/more comfy.
I think the V-twin would be nice to wring its neck but I think the bandit would be the better package for the circumstances.

ideas?

btw, its £1 down and 36 interest free months at between £110 and £140

I suppose there is no room to bargain with the price though