I got my car going in for service today no courtesy car is available.
My mate has a car that is taxed and has MOT but his insurance just expired.
My policy says "You are insured to drive any car with the owners permission"
Does that cover me to borrow his car ?

AFAIK the car you borrow must be insured under another policy. Else you could both buy an old mini and drive each others Imprezas saving £££££.

No.

simb

It's actually a grey area & technically you would.

The problem arises when you get out of the car, as insurance companies deem the last person that drove the car to be responsible for it's position & the problem is you shouldn't have an uninsured car on the road in the 1st place ........

Unless it's an emergency it's not worth testing.

It's actually a grey area & technically you would.
I've never heard of it being a grey area - I thought it was pretty clear?

The problem arises when you get out of the car...
I should think the problem could arise well before that...

the problem is you shouldn't have an uninsured car on the road in the 1st place
Er, well that is the basis of his question, isn't it? Will he be insured to drive it? Your answer appears to be, "Technically yes, but not if you drive it on the road or leave it somewhere."

Which is gobbledegook. :D

Sorry if I confused you :D

If he was to get into a car parked on someones private property & then drives that car on the road, arrives at his destination then parks it off the road then he will have driven with third party only insurance & broken no law.

Hope thats clearer ;)