Sorting out some quotes today for a MY98 Terzo...

I'm 27, 5yrs NCB, No claims, No Convictions.
Missus is the same but NO NCB.

Me with missus as named driver, £850 Comp.
Missu with me as named drive, £1k Comp.

Do my NCB really only count for 150 quid!! These are all online quotes so I'm hoping it'll change if I ring them up and moan a bit. :)

FWIW Bell Direct/Admiral, Tesco's IRO £850. Direct Line, Privilege, Egg £1k. L&V £1.3k!!

Another oddity, if the car's garaged it only takes the quote down by a tenner. :confused: