I have just tried to renew my insurance & have been told that despite no claims while with them they wont renew !
They say they wont cover vehicles with modifications !
Why are they taking on new business with modifications & then cancelling others ?
They also tried to get me to place mine elsewhere mid term due to mods & I refused to do it !

If your car is a total loss then you will get the market value for that car in standard form without the modifications being taken into account at all ! (Quote from Rik Richards at L & V)

I hate to say it.....but I've been saying this for months...

:(

It would seem it depends on who you talk to at LV...

http://bbs.scoobynet.co.uk/showthread.php?p=3229819#post3229819

Be very wary when Insuring a modified car with L & V at best they will pay out second hand value for mods but at worst they will kick the car out if they deem it to be too modified although no one there will quanify too modified !
Their definition of too modified changes from year to year as they had a full spec for my car at inception !

My scoob is with L&V, modified with a B/Box, no problems insuring her :D (acutally ive just got the renewal though and better than any of the competitors by quite some margain :D)

Tony:D