View Full Version : Having trouble insuring a UK scoob.
davegtt 13 April 2004, 16:14 aged 24 2x SP30's 1 claim 3 years ago nothing major.
own house
garaged
tracker
cat1 alarm
6k miles per year
2NCB
with misses on it too clean licence and no claims.
cant understand it. UK car too. rang tescos sorry sir no 1 is coming up with a quote for you. same with LV. only place I got is elephant.co.uk for £880 Third party and £1110 Fully comp...
what do u recommend?
Ray_li 13 April 2004, 16:33 thats a good price mate.
best iv had is £1200. 23. 3 years NCB
davegtt 13 April 2004, 16:43 I dont think it is tbh mate. reckon I could get it much cheaper, what I cant understand is people in similar circumstances as me (read the other threads) are insuring imports with tescos and LV for that sort of cash well why cant they insure me. seems strange. bit dissapointed tbh. still hasnt put me off but I dlike a bit more choice than just elephant.
Ray_li 13 April 2004, 17:38 I didnt beleive this but where you live is a big part of it. My girlfriend and I live in Birmingham with diif post codes. my post code I get quotes of £1200. With her address I get double.
wrxtankie 13 April 2004, 18:12 A lot to do with your postcode as well m8 dont forget.
greasemonkey 13 April 2004, 18:32 what I cant understand is people in similar circumstances as me (read the other threads) are insuring imports with tescos and LV for that sort of cash...Are you sure about that? Renewals are a different kettle of fish, but Liverpool Victoria for one only seem to be taking new business if you're 25 or older on a UK car, or 30 and older on an import.
fitzscoob 13 April 2004, 18:48 24 years old, full no claims, tracker, cat one, my 99 uk car, £846 fully comp with tescos, £1000 inc protected no claims.
check with tescos again mate, they are the only ones willing to insure anyone under 25 years old
simb 2 13 April 2004, 19:17 rang tescos sorry sir no 1 is coming up with a quote for you
I think you may have Tesco's confused with another insurer. They are an insurance company not a Broker so they won't search through numerous companies for a quote, they can only provide 1 quotation. They are also 1 of very few insurers that will accomodate young drivers. Give them a call again, i'm sure you're be able to obtain a quote.
Good luck
simb
greasemonkey 13 April 2004, 20:04 I think you may have Tesco's confused with another insurer. They are an insurance company not a Broker No, Tescos are not an insurance company. They're an affinity-based trading style of one of the mainstream providers. Direct Line group IIRC.
simb 2 13 April 2004, 22:59 No, Tescos are not an insurance company
I apologise, I did'nt make my point clear enough:rolleyes:, just trying to explain that they are not a broker, a single insurance policy provider, provided by 1 company (UK Insurance Ltd)
simb
pudders 14 April 2004, 01:50 Try Egg. I insured my UK99 Scoob through them last year when I was 22. 5 years ncb, 1 TS10 IN 2000, and no accidents for just over £1000 Fully comp with protected NCB.
fitzscoob 14 April 2004, 09:06 just had my renewal through from tescos - £1349, applied online and i can get it for £1000 on their website, all the same details. Phoned them up and they reccomend that I end my insurance with them and start afresh with the new quote as above?
weird
davegtt 14 April 2004, 09:16 I actually have a good postcode so its not that :( give tescos another try today, just seemed strange, I put it down to having 6 points? was looking at scoobs last year and had plenty of good quotes and Ive picked up another 3 points since :(
I'll keep onto it, just very dissapointed. Adrian Flux wouldnt insure me til Im 25 and I aint waitting another 8 months.
scoobymy01 14 April 2004, 09:43 look here mate : http://www.confused.com
davegtt 14 April 2004, 09:53 Willing to give it a try I suppose, confused havnt exactly given me good quotes before but I'll have a look :)
davegtt 14 April 2004, 11:21 £3977 confused gave back :eek:
davegtt 14 April 2004, 11:57 that 4k quote from confused was for the misses as the main driver, if I put the car in my name confused gave back £1273 FC. not too bad I suppose, next stop is trying to insure an Import as I'll have much more choice over the cars for sale.
I rang tesco's yesterday for an import, they refused me because im under 25, they said they changed the rules?
davegtt 14 April 2004, 16:32 Liverpool Victoria wont even insure any 1 under 25 on a UK car :eek: :(
thats cr@p
greasemonkey 14 April 2004, 16:35 Do believe I said that further up the thread.
Jen_M 14 April 2004, 21:22 Try Egg
fitzscoob 14 April 2004, 21:49 Try Egg
phone egg thismorning they will now not insure anyone under 25 on a scoob
James_TypeR 15 April 2004, 14:20 im paying £1400 fully comp with rossboroughs (norwich union)
22yrs old
4ys NCB
97 UK Turbo 2000 impreza
davegtt 15 April 2004, 16:13 im paying £1400 fully comp with rossboroughs (norwich union)
22yrs old
4ys NCB
97 UK Turbo 2000 impreza
only 200 more than my quotes currently insured with Norwich union, give them a ring later :)
toofast toostupid 15 April 2004, 17:28 This makes no sense ! 2000 Uk £1300, 98 wrx sti £900 same value car ? same insurance broker ? same postcode everything ? I am guessing more Uk ones get written off ???? Tesco's and Admiral have always been the best for me and my postcode ?
NICK DF 15 April 2004, 17:43 Im 24 with a uk classic turbo mate (2000, W) and im insured with tesco for £860 fully comp, tracker monitor, cat1 alarm.
davegtt 16 April 2004, 09:02 fek, Nick thats cheap as chips, admiral rang me on my way home last night, they'll do fully comp for £1062, didnt think that was too bad :) might give them a ring and see how much it'll come down if we go for TPFT :)
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