A couple of months ago I got stopped for speeding while test riding a bike I was looking into buying, unfortunately it also turned out that my insurance policy didn’t cover me riding the bike. My summons came though the other day and when my solicitor had a look at it he said that the summons is only for the driving without insurance and there isn’t anything on there for the speeding offence!?, this was confirmed when he had a chat with someone at the magistrates court.

Now in the witness statement (which will be read in court) it includes all the details about why he stopped me (for the speeding offence!). Does anyone know if they can charge my for the speeding when I turn up at court even though its not on the original summons?, or are they just able to charge me for driving without insurance?. My solicitor seems to think that they could have made some kind of clerical error, im rather confused to what im actually going to get charged with!.

Cheers for any advice, Richard.

thought you only get done for the "worst" offence when stoppe like this? therefore no insurance (potential 9 pointer) is a lot worse than 3 for speeding.

The speeding would be the worst case actually as he stopped me doing 100mph in a 50mph zone which would be a ban, stupid speed i know but these things happen.

Did he ' clock ' you at that speed on a radar/vascar or whatever ?

If all you have received is a summons for the no insurance offence, then it is unlikely that they will issue a further summons for the speed offence.

In my experience, the fact that you have been caught commiting a more serious offence (no insurance) it may well have been decided that the penalty you receive for that one matter will more than compensate for doing you for both.

By the sounds of things you have only been served with a summons for the no insurance. You dont necessarily need to be summond for the speeding (depending on the speed)and they are quite happy to issue fixed penalties via the post.

hate to be the bearer of bad news, but you may be hearing from them again.

As for the no insurance, it does sound like a genuine error, so you probably wont get the full 9 points.

Good Luck !!

D

I would have thought that when considering the penalty they'd consider the reason why you were stopped. Being stopped for speeding at 100mph in a 50 is alot more serious than being stopped for say 60mph and therefore any fine/points etc would be based on those circumstances. The fact that should you have had insurance the speed you were doing would result in a ban anyway should give you an idea as to what you'll get. However as you haven't been summoned for speeding it is unlikely that they'll hit you with it later (unless you get away with the no insurance charge and the copper was particularly vindictave).

You don't need me to ask why you didn't make sure you had the correct cover before taking the bike out and doing excessive speeds.

Why not try suing the bike shop for not ensuring you had suficient cover in the first place!!!!

Why not try suing the bike shop for not ensuring you had suficient cover in the first place!!!!

I hope you're joking?

I guess that it was a private sale, shops normally offer cover for test rides but you have to sign a disclaimer for liability if you cause an accident whilst on it. Do you not have car insurance which covers you for any vehicle not owned by yourself ?

Err, yes it was meant a joke. Actually more a flippant remark about test riding a bike without checking insurance etc first. I'll try to put a smilie after jokes in future ;)

Having read the original post it looks like it was probably a private sale which I would have thought would put more onus on both parties checking these things out. What could happen? You could crash it or damage it, hit somebody, get caught speeding (:D) etc etc, all those wonderful reasons why you have insurance (and why others don't :rolleyes: ) and the reasons why people can get annoyed should they be affected by it in any way.

He clocked me by following me over a set distance of 8/10th of a mile, just a copper by himself, dont think he had video of me as he didnt show it to me at the time.

It was a private sale, my previous insurance covered me for riding other bikes so just presumed that my new policy would, should of had a good look at the policy really. No car insurance, have always just had bikes.

As for the no insurance, it does sound like a genuine error, so you probably wont get the full 9 points


You could always say you nick cars and bikes all the time, say you have previous for all sorts of things. Don't forget to throw in the fact that you don't have a job, don't intend to get a job, and say you intend to carry on riding or biking if they do ban you anyway.

You'll probably get 2 hours community service.

Then again, if you've got a family to support, have a mortgage, generally work your butt off to pay taxes to support the above, never stolen anything, don't mug old ladies etc. then expect a 6 month ban, £600 fine, and have to retake your test, because quite clearly your a danger to society.

Of course, the above doesn't happen in this country.

The bike shope may well be liable, along with you...... If a Motor Dealer (bike or car) allows you to ride away on an untaxed vehicle they are commiting an offence (I was once a dir of main bike dealership). So no, not a joke, personally I would plead with the court and go for mercy. It can work if you show genuine remorse!
Dave
PS My Scoob (20 Mnth old UK300) was trashed 4 weeks ago, been away since but will post pics soon :-( just the 3 Litre Jag Sport and the R1 left now :-(((((

That's good ^QWERTY^ :D It'd be funny too if it wasn't so close to the truth :(

So how about 6 points, £100 fine, and £30 costs?, i think thats not too bad!.

You're a very lucky lad!

Now go away and don't do it again :D

SB

Sounds like a bargain to me :)

I was caught for 98 in a 60 and got £555 fine :eek: and 6 points. Maybe I'd have got a lesser fine if I didn't have insurance :confused: :rolleyes:

Cheers,

Iam.